“Time assets vs. Time debts. Time assets are choices that save you time in the future. Think: saying no to a meeting, automating a task, working on something that persists and compounds. Time debts are choices that must be repaid and cost you time in the future. Think: saying yes to a meeting, doing sloppy work that will need to be revised, etc. Time assets are an investment. Time debts are an expense.”

James Clear, Blog